zum Inhalt
Header Image

Rating und Ressourcensparende Technologie

-
Liechtenstein-Hayek-Saal
Plenary / Panel
German and English language

Vortragende

Programme Director, Quantitative Asset and Risk Management, University of Applied Sciences bfi Vienna Abstract
Classical variables in application and behaviour scoring under usage of standard data models
The current financial crisis has also affected the local banks in Austria. Especially in the field of risk management are efforts and ambitions to strenghten and expand know how and expertise.
Hence at a risk conference end of 2008 Raiffeisen International (RI) has approached the UAS bfi Vienna with a project propsal. RI was looking for university experts in the field of credit risk to support the department  Retail Risk with the identification of classical variables in rating models (scorecards).
Rating models or scorecards are statistical instruments for the evaluation of the credit risk of a bank customer. Rating models enable banks to calculate the probabiltiy that a client gets repayment problems with his loan.
Object of investigation of the common project were those client and loan characteristics which are used for the credit rating in the networks banks of RI (RI has network banks in 15 CEE countries). Within 7 months (in 2009) more than 100 rating models have been analyzed. The identified characteristics have been mapped to the existing data models of RI (e.g. to the Group data warehouse) and a data gap analysis has been performed.
These analyes helped RI to improve the quality of those raw data, which are needed for cross-national risk analysis. Beside the financial success, such projects enable the UAS bfi Vienna to demonstrate its expertise as a research and education partner for companies.
Retail Risk Solution Expert - Raiffeisen International
Project Manager, R&D Managment Division, Toyota Motor Corporation, Toyota-shi
Course Director, Master Industrial Simulation, St. Pölten University of Applied Sciences, St. Pölten Abstract
Seltene Metalle und seltene Erden sind wichtige Rohstoffe für die zukunftsorientierte Technologie. Elemente wie Europium, Dysprosium und Neodym kommen in modernen Leuchtkörpern, Hybrid-Autos und Windkraftanlagen zum Einsatz. Die Verfügbarkeit dieser Rohstoffe entscheidet maßgeblich über die Produktion und Weiterentwicklung zahlreicher umweltfreundlicher Technologien. Der Bedarf an seltenen Erden wächst stetig. Für den Zeitraum nach 2012 wird ein Defizit für einzelne seltene Erden vorhergesagt. Die computergestützte Materialentwicklung setzt auf Modellbildung, um Alternativen zu finden und den Engpässen in der Rohstoffversorgung entgegen zu wirken. Am Beispiel von magnetischen Werkstoffen für Windkraftanlagen und Hybridmotoren wird gezeigt, wie im Computermodell neuartige Materialstrukturen gefunden werden können, die bei gleicher Leistung mit einem wesentlich geringen Anteil der besonders knappen Elemente auskommen.
Stellvertretender Chefredakteur, Die Presse, Wien Chair

Mag. Silvia HELMREICH

Programme Director, Quantitative Asset and Risk Management, University of Applied Sciences bfi Vienna

1994-1997 Wissenschaftliche Mitarbeiterin, Universitätsbibliothek der WU Wien, SOWIS
1997-1998 Consultant im Bereich Risikomanagement von Banken, Score Consulting
1998-2000 Survey Managerin, Abteilung Customer Retention, Mobilkom Austria
2000-2004 Data Analyst, Business Consultant im Bereich Risikomanagement von Banken, Experian
2004-2007 Basel II Projekt Managerin für den Bereich Retail, Raiffeisen International
2007-2009 Researcherin im Bereich Basel II/Risikomanagement, FH des bfi Wien
2007-2009 Freiberufliche Mitarbeiterin im Bereich Meldewesen der Banken, Smartstream
seit 2009 Studiengangsleiterin, Quantitative Asset and Risk Management, FH des bfi Wien

Cristina-Susana IANKO

Retail Risk Solution Expert - Raiffeisen International

2007 Research Consultant- internship in the CEE Research Division, UniCredit Group, Milan, Italy
2007-2009 Risk Analyst in the CEE Regional Risk Team, GE Capital - Global Decision Science, Budapest, Hungary
since 2009 Credit Risk Solution Expert in the Retail Risk Management Team, Raiffeisen International, Vienna, Austria

PhD Hiroshi OKAJIMA

Project Manager, R&D Managment Division, Toyota Motor Corporation, Toyota-shi

1991 MA, Nagoya Institute of Technology
1991 Material Engineering and Development Div, Research and Development, Toyota Motor Corporation
2000 Research and Development of Magnetic Material, Toyota Motor Corporation
2005 Research and Development Div., Strategy Planning of Frontier Research, Toyota Motor Corporation

Univ. Doz. DI Dr. Thomas SCHREFL

Course Director, Master Industrial Simulation, St. Pölten University of Applied Sciences, St. Pölten

  "Numerical simulation of magnetization reversal in hard
  magnetic materials"
1993 Dr. Techn. (Vienna University of Technology)
  Technology), "Computational Physics"
1999 Univ. Doz. (Habilitation, Vienna University of
2001 Researcher, IBM Almaden Research Center, CA, USA
  Sheffield, UK
2004 Professor of Functional Materials, University of

Dr. Michael PRÜLLER

Stellvertretender Chefredakteur, Die Presse, Wien

1986 Dr. juris, Paris-Lodron-Universität Salzburg
1987 Diplomstudium, Institut Européen des Hautes Etudes Internationales, Nizza
1996-1999 Senior Consultant, PR- und Werbeagentur Ogilvy & Mather, Wien
2000-2004 Ressortleiter, Wirtschaftsressort ("Economist"), Tageszeitung "Die Presse"
seit 2004 Stellvertretender Chefredakteur, Tageszeitung "Die Presse"