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Byron HAYNES Chief Executive Officer, BAWAG P.S.K. AG, Vienna

CV

BA Hons Accountancy & Finance, University of London 1988-1992 Assistant to Supervisor, KPMG London Qualified and registered member of Institute of Chartered Accountants in England & Wales (ICAEW) 1992-1995 Senior Associate to Head of Department, KPMG Budapest 1995-1998 Chief Financial Officer, MeesPierson EurAmerica (MPEAC) Partner in investment advisory firm based in Central and Eastern Europe: Poland, Hungary, Czech Republic, Romania and Russia 1999-2000 Chief Operating Officer, Corporate Finance Europe, ABN AMRO 2000-2003 Chief Operating Officer, Global Corporate Finance, ABN AMRO Mergers and Acquisitions and Equity Capital Markets business 2003-2005 Managing Director, Head of WCS Strategic Decision Support (SDS) Strategy and Business Development for the Wholesale Bank reporting to the Executive Committee 2005 Corporate EVP, Global Chief Operating Officer of Transaction Banking Global cash payments and trade finance business created following strategic review 2006-2007 Corporate EVP, Chief Financial Officer, Business Unit Europe Commercial and Retail Business in Europe across 26 countries 2008 ABN AMRO N.V. / Royal Bank of Scotland a) Global CFO ABN AMRO (Business acquired by Royal Bank of Scotland) b) Corporate EVP, CFO, Business Unit Europe Global c) Head of Finance Integration; responsible for all financial activities for businesses acquired by Royal Bank of Scotland from ABN AMRO 2008-2009 Member of the Board of BAWAG PSK, Chief Financial Officer since 2009 CEO of BAWAG PSK

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