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Dkfm. Dr. Herbert STEPIC CEO, Raiffeisen International Bank-Holding AG, Vienna


1965-1972 Studies at the Vienna University of Economics and Business Administration
1972 Doctorate in Economics and Commerce
1972 Assistant to the managing board in a private sector company
  responsible for promoting the exports, particularly to overseas regions, of Raiffeisen Group customers
1973 Joined Genossenschaftliche Zentralbank AG (GZB), now Raiffeisen Zentralbank Österreich AG (RZB): Entrusted with establishing Raiffeisen s foreign-trade promotion department
1977 Appointed Prokurist (authorized signatory), GZB, simultaneously appointed Managing Director of F.J. Elsner und Co., Vienna, a GZB subsidiary specializing in East-West trade
1978 Head, GZB's correspondent banking department: Responsible for establishing GZB s network of correspondent banks
1986 Appointed Director, Raiffeisen Zentralbank Österreich AG (RZB)
1987 Appointed Member, Board of RZB, responsible for RZB's international business
1995 Appointed Deputy Chairman, RZB
2001 CEO, Raiffeisen International Bank-Holding AG (Raiffeisen International), the holding company controlling RZB's banking subsidiaries in Central and Eastern Europe


President, Austrian-Arab Chamber of Commerce (AACC), since 1992
Vice-President, International Chamber of Commerce (ICC), since 2002
Member of the Board, Austrian Romanian Society, since 2010


Handbook of Export Finance (this text is standard reading for students at the Vienna University of Economics and Business Administration), Vienna, Ueberreuter, 1995


Gold Medal for Meritorious Service to the Province of Vienna by Mayor of Vienna Michael Häupl, 1999
Officer's Cross of the Order of Merit of the Republic of Hungary by order of the President of Hungary, Ference Madl, 2000
Grand Decoration of Honour in Silver for Services to the Republic of Austria by Austrian Chancellor Wolfgang Schüssel, 2001
Business Olympus Award by the Russian Academy for Business and Trade, 2002
For Friendship between Nations medal by order of the Russian President Vladimir Putin, 2003
Golden Medal of the Slovak Chamber of Commerce for Outstanding Services, 2004
 Order of the Madara Horseman , awarded by the Bulgarian President Georgi Purvanov, 2004
 For Merits medal of the Republic of Ukraine, awarded by President Leonid Kuchma, 2004
WU-Manager of the Year 2005, title awarded by Vienna University of Economics and Business Administration (WU) President Christoph Badelt, 2005
Manager of the Year, title from the business magazine  Trend , 2005
Silver Commander's Cross of the Order of Merit for Distinguished Service for the Federal Province of Lower Austria, awarded by Governor Erwin Pröll, 2006
Commander's Cross of the Order of Merit by the Republic of Poland, awarded by Deputy Finance Minister Piotr Soroczyñski, 2006
Grosser Tiroler Adler-Orden for Distinguished Service for the Federal Province of Tirol, awarded by Governor Herwig van Staa, 2007
Silbernes Ehrenzeichen des Landes Oberösterreich, awarded by the president of the provincial government of Upper Austria, Angela Ortner, 2007
Elected  European Banker of the Year 2006 by  The Group 20+1 , 2007
Elected  European Manager of the Year 2007 by the  European Business Press , 2007
Order for Industrial and Commercial Merit by the Republic of Albania, awarded by the President of the Republic of Albania, Bamir Topi, 2009