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12: Financial Literacy, Decision-Making in Complex Situations

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Hauptschule
Breakout
german language

Supported by Raiffeisenlandesbank Oberösterreich, promitto organisationsberatung and Three Coins
Finance and the real economy are becoming increasingly interdependent and, thus, ever more complex. There is an infinite number of ways in which money can be spent and invested. In the face of this abundance of options, people often become disoriented and get caught in the debt trap. We need new approaches to be able to reverse these developments. People do not only lack theoretical knowledge, but also experience applying it in their everyday lives. We will use a live experiment to find out what helps people gain an overview in complex situations in which they are required to make decisions. Which senses and competences do people need to remain capable of acting and making decisions?

Co-Founder, Three Coins GmbH, Vienna
Representative of the Young Generation, Graz
Vice President, European Forum Alpbach; President, OeNB - Oesterreichische Nationalbank, Vienna
Chief Executive Officer, Raiffeisenlandesbank Oberösterreich AG, Linz
Head, Consumer Policy Department, Austrian Federal Chamber of Labour, Vienna
Managing Partner, promitto organisationsberatung gmbh, Vienna

MMag. MA Katharina NORDEN

Co-Founder, Three Coins GmbH, Vienna

 Katharina Norden has been an active entrepreneur since age 13. With a background in law, journalism, and organizational development, she found her passion in leading interdisciplinary teams to work for social change. Today, she works as a co-founder and CEO of Three Coins, a social business dedicated to innovate behavior-based tools for financial education. Before that, Katharina was actively involved in the set-up of Ashoka in Austria and its youth program. Her idea for using social online gaming for financial literacy was awarded Coca Cola's "Ideas against Poverty" prize in 2011. Katharina holds a joint MA from American University and the Vienna Diplomatic Academy, as well as MA degrees in Law and Business (Vienna/Madrid).

Goran OMAR

Representative of the Young Generation, Graz

 Goran Omar wurde in Syrien geboren und kam 2003 nach Österreich. Er besuchte die Hauptschule in Semriach und danach für ein Jahr die HTL Ortwein in Graz. Im Herbst 2012 begann er eine Lehre bei der Bäckerei Sorger. Er hat großes Interesse an der Politik.

Dipl.-Kfm. Dr. Claus J. RAIDL

Vice President, European Forum Alpbach; President, OeNB - Oesterreichische Nationalbank, Vienna

Senior assistant, Institute for Applied Social and Economic Research Worked in banking and for a certified public accountant, provided consultancy services to the OECD on international tax law and multinational corporations Österreichische Volksfürsorge Allgemeine Versicherung AG Member of the Executive Board, Wiener Holding Ges.m.b.H. Member of the Executive Board, ÖIAG (Österreichische Industrieverwaltungs AG) Deputy Chairman and Senior Executive Vice President, VOEST-ALPINE AG Deputy Chairman and Senior Executive Vice President, VOEST-ALPINE STAHL AG Member of the Executive Board, AUSTRIAN INDUSTRIES AG Chairman and CEO, BÖHLER-UDDEHOLM AG Member of the Executive Board, voestalpine AG President, OeNB - Oesterreichische Nationalbank
1970-1971
1971-1974
1974-1981
1981-1982
1982-1986
1986-1988
1988-1992
1993-1994
1991-2010
2007-2010
since 2008

Dr. Heinrich SCHALLER

Chief Executive Officer, Raiffeisenlandesbank Oberösterreich AG, Linz

Study of Law, Johannes Kepler University Linz; Study of Commercial Science, WU Vienna University of Economics and Business, Vienna Judicial Clerkship Head of Treasury; Head of Futures and Options Trading, Project Manager, regarding the foundation of an Austrian Futures and Options Exchange, RZB - Raiffeisen Zentralbank Österreich AG, Vienna Deputy Member, Managing Board, Treasury, Marketing and Retail Sales, Raiffeisenlandesbank Oberösterreich AG, Linz Chairman, Supervisory Board, Kepler-Fonds Kapitalanlagegesellschaft m.b.H., Linz Member, Supervisory Board, Raiffeisen Kapitalanlage-Gesellschaft mit beschränkter Haftung, Vienna Member, Managing Board, Treasury, Marketing and Retail Sales, Insurance Business and Building Society Savings, Raiffeisenlandesbank Oberösterreich AG, Linz Member, Managing Board, Vienna Stock Exchange AG, Vienna Member, Managing Board, CEESEG AG, Vienna Chief Executive Officer, Raiffeisenlandesbank Oberösterreich AG, Linz
1978-1984
1986
1987-2000
2000-2004
2000-2004
2003-2006
2004-2006
2006-2012
2006-2012
since 2012

Mag.a Gabriele ZGUBIC-ENGLEDER

Head, Consumer Policy Department, Austrian Federal Chamber of Labour, Vienna

Abschluss des Studiums der Rechtswissenschaften, Johannes Kepler Universität Linz Referentin, Konsumenten- und Umweltschutzabteilung, Kammer für Arbeiter und Angestellte für Oberösterreich Assistentin einer österreichischen Abgeordneten, Europäisches Parlament, Brüssel Referentin, Konsumenten- und Umweltschutzabteilung, Kammer für Arbeiter und Angestellte für Oberösterreich Kabinettsmitarbeiterin, Frauen- und Konsumentenschutzministerin Juristin, Österreichische Bundesfinanzierungsagentur
1991
1991-1995
1995
1996-1999
1997-1998
1998-2009

Mag.a Barbara GUWAK

Managing Partner, promitto organisationsberatung gmbh, Vienna

Studium der Psychologie, Universität Wien Politische Sekretärin im Zentralsekretariat, Gewerkschaft der Privatangestellten, Wien Geschäftsführerin, datenwerk innovationsagentur GmbH, Wien Supervision, Coaching und Organisationsentwicklung, ARGE Bildungsmanagement, Wien Selbstständige Organisationsberaterin, Systemischer Coach und Supervisorin, Wien GründerInnen-Lehrgang des Alumniverbands, Universität Wien Leiterin, Department Organisationsberatung, ic2 consulting GmbH, Wien Facilitator-Ausbildung der FU Berlin und der School of Facilitating, Berlin Geschäftsführende Gesellschafterin, promitto organisationsberatung gmbh, Wien Systemische Strukturaufstellung/Business Training - Syst München Erzählerin, Goldmund Erzählakademie
1992-2000
1997-2000
2000-2005
2003-2005
2005-2007
2006
2007
2008-2009
seit 2008
2011
2016-2017

Economic Symposium

show timetable

27.08.2013

12:00 - 12:20OpeningPlenary
12:20 - 13:30Finance and the Real Economy: Together or Apart?Plenary
13:30 - 13:50Political CornerPlenary
14:50 - 16:30Making Finance Meet the Real Economy’s RequirementsPlenary
18:30 - 19:30Miha Pogacnik: What Businesses can Learn from MusicPlenary
19:30 - 20:30Smart Blue Hour hosted by IBMSocial

28.08.2013

06:00 - 06:45management club Business Breakfast “Integrationsfall Europa”Partner
06:00 - 06:45Sustainable Entrepreneurship – Book Presentation on the Business Model of the FuturePartner
07:00 - 08:10The Future of Corporate FundingPlenary
08:10 - 08:30Political CornerPlenary
09:00 - 11:30Working Group 01: The Real Economy and Finance in the “Network of Responsibility”Breakout
09:00 - 11:30Working Group 02: Business, Society and Politics: Assigning Responsibility for ResultsBreakout
09:00 - 11:30Working Group 03: What Happens to Our Values if Computers Learn how to Think?Breakout
09:00 - 11:30Working Group 04: Touch the Future – Security and Identity in a Digital WorldBreakout
09:00 - 11:30Working Group 05: Living with Risk and SpeculationBreakout
09:00 - 11:30Working Group 06: The Pension System as a Ponzi Scheme?Breakout
09:00 - 11:30Working Group 07: Workforce Diversity: Living with and Managing Demographic ChangeBreakout
09:00 - 11:30Working Group 08: Implementing the New World of Work, a Progress ReportBreakout
09:00 - 11:30Working Group 09: Design Thinking as a Tool for InnovationBreakout
09:00 - 11:30Working Group 10: New Energies for Europe – Between Cooperation and CompetitionBreakout
11:30 - 12:30Lunch ReceptionSocial
12:30 - 15:00Working Group 11: Connected Learning, Connected SchoolsBreakout
12:30 - 15:00Working Group 12: Financial Literacy, Decision-Making in Complex SituationsBreakout
12:30 - 15:00Working Group 13: Our Life After the Digital RevolutionBreakout
12:30 - 15:00Working Group 14: Prosperity for All? Austria’s Top Managers in Dialogue with Ludwig ErhardBreakout
12:30 - 15:00Working Group 15: Rethinking Capitalism: The Future of Our Economic ModelBreakout
12:30 - 15:00Working Group 16: Alternative Sustainable Economic ConceptsBreakout
12:30 - 15:00Working Group 17: From Goodwill to Financial Company ValueBreakout
12:30 - 15:00Working Group 18: Back to the Real Economy – Towards a New Industrial Policy for EuropeBreakout
12:30 - 15:00Working Group 19: Industrial Production in the City of the FutureBreakout
12:30 - 15:00Working Group 20: Rating Agencies Between Governments and BusinessesBreakout
16:00 - 17:30Peter Drucker Special Lecture: Leadership and Values in a Complex WorldPlenary
19:30 - 21:30get2gether hosted by T-MobileSocial

29.08.2013

06:30 - 07:00“Kater” BreakfastPartner
07:15 - 08:15The New Role of Central Banks in Crisis-ManagementPlenary
08:45 - 10:20New Growth in Europe?Plenary
10:20 - 10:30ClosingPlenary
14:45 - 18:00Generali 3 Banken Business Dialogue “Experiences and Values”Partner