All of us have to make risky decisions on a near daily basis – whether it is about shares, loans or internet purchases like that new backpack you do not actually need. Weighing personal credit scores seems more important than ever. But how do I make the right decisions when it comes to financial issues? Financial literacy is much more than just understanding numbers and interest rates. It is about skills and tools on how to solve today’s challenges both independently and in a sustainable and meaningful way. This seminar strengthens the participants’ understanding and skills, giving you skills that might just safe you from overdraft fees for years to come.